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National Average Mortgage Rates. Mortgage rates vary depending upon the down payment of the consumer, their credit score, and the type of loan that will be acquired by the consumer. For instance, in February, 2010, the national average mortgage rate for a 30 year fixed rate loan was at 4.750 percent (5.016 APR).
Latest News On Interest Rate A dovish fed means lower interest spreads for financials. E-Trade is particularly sensitive to interest rates with two-thirds of its net revenues coming from net interest income. Competitive dynamics.