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There is no simple formula to determine the type of mortgage that is best for you. This choice depends on a number of factors, including your current financial picture and how long you intend to keep your house. Texas Loan Star, Inc. can help you evaluate your choices and help you make the most appropriate decision.
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In 1983, the Legislature created the VLB Veterans Housing Assistance Program (VHAP), to aid Texas Veterans in purchasing a home. Eligible Texas Veterans and Military Members have an opportunity to purchase a home with a competitive, low-interest loan with little or no down payment.
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Texas Loan Star, Inc. has an array of home loan programs designed just for you. We offer free pre-approvals. We will analyze your unique situation and offer several options that are suited to your needs.
There is no pre-payment penalty or federal recapture tax for the mortgage loan. This program is available in Texas but outside of Travis County and the city limits of El Paso and Grand Prairie. Buyers must be income eligible and will be required to complete the SETH on-line Homebuyer Education Course. No First Time Homebuyer Requirement
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